Goodyear, Arizona Personal Injury Lawyer
If you or a loved one has experienced a car accident in Goodyear, Arizona, it is advisable to contemplate engaging the services of an accident attorney. When incidents involve multiple victims, the adequacy of insurance coverage becomes a potential issue. In such scenarios, it can be beneficial to grasp the appropriate circumstances and methods for utilizing underinsured motorist insurance—a circumstance that frequently arises in Arizona.
When to Hire an Accident Lawyer
It is generally recommended to hire an accident lawyer as soon as possible after a car accident. This is because there are time limits, known as statutes of limitations, for filing a personal injury claim in Arizona. If you miss the deadline, you may be barred from recovering any compensation for your injuries.
Additionally, an accident lawyer can help you navigate the legal process, communicate with insurance companies, and negotiate a fair settlement for your injuries. They can also help you understand your rights under Arizona law and advise you on the best course of action for your specific case.
Underinsured Motorist Insurance
Underinsured motorist insurance, also known as UIM coverage, can provide additional protection in cases where the at-fault driver’s insurance coverage is not enough to fully compensate all victims for their injuries. This type of insurance can be used in situations where the total cost of medical bills, lost wages, and other expenses exceeds the limits of the at-fault driver’s liability coverage.
In Arizona, all auto insurance policies are required to include at least $25,000 in UIM coverage per person and $50,000 per accident, unless the policyholder rejects the coverage in writing. However, many people choose to purchase higher limits of UIM coverage to provide additional protection in case of an accident.
If you or someone you love has been injured in a car accident in Goodyear, Arizona, it is important to consider hiring an accident lawyer as soon as possible. An accident lawyer can help you understand your rights and advise you on the best course of action for your specific case, including how to use underinsured motorist insurance to your advantage.